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June 2013 Glossybox Contents and Review!

I had a little realisation the other day that I hadn�t reviewed a Glossybox in absolutely ages!  But when this box landed on my doorstep I knew I wanted to share it with you as I think it�s a good�un, containing multiple products which are perfect for the summer months ahead!

Helen E Shimmer Eye Powder in #16 � This looks like quite a boring product to me, personally at first glance but it is actually pretty gorgeous!  This is a loose shimmer pigment which contains the most stunning tiny shimmers.  The white shade I received is incredible because you can use it for so many purposes � eye shadow, highlighter (on cheeks and brow bones) and you could even sprinkle a little into your body moisturizer for a gorgeous dewy look (think glowing legs and little denim shorts!). 

Figs and Rouge Lip Balm in Coco Rose � A girl can never have too many lip balms and this is an adorable little one.  It says it�s a tinted lip balm but this leaves no colour on my lips.  The rose scent is light, sweet and beautiful and it does a good job of leaving my lips soft and silky, but not tacky and greasy.  This is also petroleum free � perfect!

Nuxe Huile Prodigieuse Multi-purpose Dry Oil � This was the product I was most excited about in the box, I�m a big fan of Nuxe but haven�t yet tried this!  This is identical to their other dry body oil, but this is with added shimmer which looks beautiful even on even my ghastly pale skin!  My skin looks really healthy and naturally glowing when I use this - I can see it being a staple in my summer routine and will probably pick up a full size bottle soon!

Me Me Me Long Lasting Gloss Polish in #92 Alluring � If I had gone to a Me Me Me stand, this is the EXACT kind of shade I would have picked up for myself.  I definitely have a thing for nude, mannequin looking nails and this pale greyish beige ticks all the boxes for me!

Monu First Defence Hydrating Moisturizer SPF 15- I�m really not a fan of skincare in beauty boxes but I really like that this day cream has an SPF (SPF should be worn everyday, after all).  This has a strong floral fragrance which I don�t like (I prefer to use un-fragranced products on my face because I�m very acne prone) so I�ll probs pass this on to someone else!

All in all this is a pretty good selection of products by Glossybox and full of lovely products for the summer! 

Are you a Glossybox subscriber?  Which product are you most looking forward to receiving?

xxxx

New report cites increased flood risk in coming decades

FEMA on Wednesday released a report on flood risk and the potential impact of climate change, particularly sea level rises.

The upshot: the report said that areas considered flood-prone could substantially increase, particularly here in the Pacific Northwest, by the end of this century. The impact on federal flood insurance -- the National Flood Insurance Program -- would be profound, with substantial increases in both cost and the number of policies.

Mother Jones magazine summarized the report here.

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Wildfires and homeowners insurance: Five things you need to know

As wildfire season approaches, here are five important things to know about fire danger and your homeowners insurance:

1) Homeowners insurance generally covers all fires, including wildfires, unless the policyholder intentionally set the fire. Outbuildings and unattached structures are also generally covered.

2) If possible, review your policy to make sure you have enough coverage. Things like fine art and jewelry may have limited coverage under a standard policy. But you can buy special coverage that gives you more protection. Here's information to help determine how much

3) Prepare a household inventory, which will help a lot if you have to file a claim. You can do it with these easy-to-use paper forms, or you can try free iPhone/iPad or Android apps that do the same thing.

4) You can help protect a rural home and limit the danger by clearing a natural firebreak between your home and surrounding trees, brush and uncut fields. The Federal Emergency Management Agency has much more information on how to protect yourself and your home, before, during and even after a wildfire.

5) Have an emergency kit and a family communication plan. Know where your valuable papers (including insurance policy and contact info), mementos and anything you can't live without are, so that you can evacuate with them if needed. Here's a list of recommended emergency supplies. And if you're advised to evacuate, do so immediately. Don't be the person in the photo above.

Sleek Candy Collection Review and Swatches!

As a girl who is addicted to sweets and regularly pops out to the sweet shop in my lunchtime at work (SugarSin in Covent Garden if anyone is wondering, is just fabulous!) then I�m partial to a bit of bright candy themed makeup too!

Sleek are hitting us with a gorgeous limited edition range for 2013�s spring/summer and I thought I�d give you the low down!

 

Sleek i-Divine Palette in I Candy � The Sleek Candy palette contains a plethora of sweet, candy like shades (with amazing names, might I add!).  As usual, there are a variety of shimmer and matte shades (the shimmers tending to be more striking and pigmented) which can be used to create many stunning bright looks, perfect for spring/summer!  My favourites are � Parma Violet (which I think would make a lovely smoky eye as an alternative black) as well as Apple Sour, Cream Soda and Aniseed. This retails for �7.99 � bargain for 12 gorgeous shadows.

Blush by 3 Palette in Sweet Cheeks � Last year Sleek bought out their Blush By 3 Products which I fell in love with and there is a new one  in this collection.  This palette of three blushers contains one cream and two powder blushers, all in bright pink shades.  Candy Floss is a cream pink blush which leaves your skin really dewy with a hint of colour.  Dolly Mix is a pale, blue-toned baby pink blush and Cupcake (my personal favourite) is a stunning shimmery golden pink! This retails at �9.99

Pout Paint in Lol-Lip-Pop � I ADORE Sleek�s Pout Paints, they are a cheaper alternative to my much loved OCC lip tars and I cherish them (you can read my post about Sleek�s other Pout Paints here).  A blue based candy pink has been released with this range and it is the perfect Barbie pink to wear all throughout summer.  This retails at �4.99

There we have it!  The Sleek Candy collection.  These are out in Superdrug stores right now.  I�d love to hear which of these you will be picking up!

Which product are you eyeing up from the range?  Do you like to wear bright eye shadows?

xxxx

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Health Care Claims Tax to Live on in Michigan

Some fresh reporting from Michigan indicates that there is still quite a bit of certainty ahead for a health care tax scheme with big ERISA preemption considerations as it ropes in self-insured group health plans.  (See 11/23/12 blog post for prior reporting on this subject.)

While industry observers wait on a federal appeals court to rule on whether the state state�s Health Insurance Claims Act (HICA) violates federal law, there is one open question that appears to be settled, which is that the tax will not sunset at the end of the year as originally intended.

Governor Snyder is expected to sign legislation (SB 335) as early as this week that will extend the sunset provision for four years.  So this �temporary� tax sure has a permanent feel to it.

A proposal to hike the one percent tax was stripped from the legislation but that does not necessarily mean that it not going happen.  That�s because the Legislature has finalized the state�s 2013-2014 budget assuming $400 million in revenue coming from the HICA tax. 

The problem is that number likely overestimates revenue by at least $130 million based on the current year�s tax receipts.  Legislators hope to fill this revenue gap by tweaking the state�s no fault auto insurance system and related new vehicle fees, but if this is not done by October, they will be forced to pass what is known as a �negative supplemental appropriates bill� and the heat with again be on again to increase the HICA tax.

 And keep in mind that there is a two-to-one match from the federal government for all state revenue raise through the HICA tax, so a multiplier effect is in play, which further intensifies the pressure to maintain and increase the tax.  That said, It is sometimes easy to tune out when reading about predictable legislative maneuvering and lose focus on the real world implications, so let�s do that quickly now.

Last year, this blog spoke to a major multi-self-insured employer based on Michigan to gage how they have adapted to the HICA tax.   The response regarding the economic affect was largely expected � essentially that it raised the cost of doing business but that it has not prompted them to reconsider being self-insured.

 Their response regarding the compliance administrative burden was more telling.  While they have been able to figure how to comply with the law, if similar tax schemes pop up in other states the administrative burden will not grow incrementally, but rather exponentially and will force them to take another look at whether self-insurance is still the best option for them.  That�s compelling.

Absence intervention by a federal appeals court, it will be interesting to see whether this ERISA preemption assault can be quarantined with the Michigan state lines. 

My Favorite Place on the Modern Atlanta '13 Tour

All those moderns are rattling around in my head, know what I mean? I saw 10 of the 13 on the Modern Atlanta tour. I was docent at two them for 3 hours each.

 
I was fortunate to be able to do it. It's hard to see moderns except in magazines. There aren't many so they sell quickly, often before there's an open house. And you really, really need to see them in person.

Anyway, the 10 are rattling around in my head.

There was this one room in the Dyson house. There was a place in this room where I wanted to stay.

So I went back the next day to make sure. Yeah, it's where everyone would want to do everything all the time.


My place was that corner between range and sink, just give me a stool.

I don't think it has anything to do with style. The shape, the proportion, the sheltering roof, the light, I'd love it empty.

Free Download iTunes 11.0.4 (32-bit/64-bit) Final Update Terbaru

Free Download iTunes 11.0.4 (32-bit/64-bit) New Update Terbaru 2013 - iTunes v11.0.4 Gratis Full Version. iTunes adalah sebuah aplikasi canggih yang tidak hanya sebagai media player yang sangat baik, tetapi juga sebagai iPod yang hebat dan manajer iPhone. Kesederhanaan adalah mungkin kata yang paling tepat yang bisa merangkum keseluruhan penampilan dan kegunaan.

iTunes memungkinkan Anda untuk melakukan apa pun yang Anda inginkan dengan gadget Anda, termasuk backup, sinkronisasi, manajemen kontak dan, yang paling penting, instal aplikasi dari Apple Store. pemilik iPhone pasti tahu bahwa untuk membeli dan menginstal aplikasi yang diselenggarakan oleh iTunes Store, mereka membutuhkan aplikasi yang dapat diunduh yang menyediakan lingkungan yang diperlukan untuk membeli perangkat lunak dalam metode yang aman.

Aplikasi ini akan memutar video dan musik dalam sekejap, membantu Anda mengatur playlist dan item perpustakaan. Selain itu, iTunes memiliki semua fitur yang Anda harapkan di media player, ditambah sesuatu yang istimewa: Anda dapat dengan mudah berlangganan podcast, acara TV dan jenis-jenis konten dan masing-masing file secara otomatis dikirim ke komputer Anda sesegera mereka menjadi tersedia.

Terdapat fitur 'iTunes Backup' yang sangat berguna dan akan memungkinkan Anda untuk menyimpan perpustakaan Anda ke CD atau DVD. Anda dapat membuat cadangan hanya Store pembelian, atau seluruh isi, seperti yang Anda inginkan. Ada juga pilihan yang memungkinkan Anda untuk melakukan incremental backup, yang berarti bahwa hanya item ditambahkan atau diubah sejak terakhir cadangan akan diperbarui.

Dengan iTunes, semuanya disimpan di tangan dan integrasi dengan perangkat eksternal seperti iPod dan iPhone memungkinkan Anda untuk mengelola segala sesuatu dengan sangat mudah. Tentu saja Anda dapat menggunakannya sebagai media player juga, tapi sebaiknya Anda bawa untuk spin untuk melihat sendiri apa yang sebenarnya dapat lakukan untuk Anda.

Update pada iTunes 11.0.2 :
Pembaruan ini perbaikan masalah yang dapat menyebabkan iTunes untuk berhenti jika Anda beralih di antara kabel dan nirkabel sinkronisasi dan membahas isu yang mungkin mengharuskan Anda untuk login ke iTunes Store berulang kali.

SCREENSHOT :

RINCIAN FILE :

Title: iTunes 11.0.4 (32-bit & 64-bit)
Filename: iTunesSetup.exe
Requirements: Windows XP / Vista / Windows7 / Windows8
Languages: Multiple languages
License: Freeware

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• iTunes 11.0.4 (32-bit) - DOWNLOAD (84 MB)

• iTunes 11.0.4 (64-bit) - DOWNLOAD (86 MB)

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